If you’re shopping for a solid SUV in 2025 but trying to keep your budget under $20,000, you’re not alone—and you’re not out of luck either.
While new SUV prices keep climbing, the used market is still packed with reliable, fuel-efficient options that offer space, safety, and performance without wiping out your savings. The key is knowing which models (and which years) give you the best value for the money.
This guide breaks down the best used SUVs under $20K, based on:
- Reliability
- Fuel economy
- Ownership cost
- Real-world resale pricing
- What kind of driver they actually fit best
We’re focusing mostly on models from 2016 to 2022—the sweet spot where depreciation works in your favor and most tech and safety features are already included.
Let’s jump in.
Best Compact Used SUVs Under $20K
2018–2020 Honda CR-V
Best for: Families and commuters who want space, MPG, and bulletproof reliability
- Engine: 1.5L turbo (EX and up) or 2.4L I-4 (base trims)
- MPG: Up to 28 city / 34 highway
- AWD: Optional
- Known for: Smooth ride, huge rear cargo area, top-tier reliability
- Avoid: Early 1.5L turbo oil dilution complaints (mostly resolved by 2020)
Why it’s a top pick: Even used, the CR-V feels refined and easy to drive. You’ll find a 2018–2020 EX or EX-L trim under $20K with reasonable mileage if you shop smart.
2017–2019 Toyota RAV4
Best for: Drivers who prioritize resale value, simplicity, and a reputation for lasting 200K miles+
- Engine: 2.5L I-4
- MPG: Around 23–30 MPG depending on trim
- AWD: Optional
- Known for: Durability, easy maintenance, strong resale
- Avoid: Base LE trims if you want modern tech or active safety
Why it’s a top pick: You won’t get the redesigned 2019+ model under 20K unless mileage is high, but the 2017–2018 RAV4s are still smart buys. The RAV4 Hybrid may also sneak under $20K in 2017 trims.
2017–2020 Mazda CX-5
Best for: Drivers who want upscale design, responsive handling, and a refined cabin feel
- Engine: 2.5L I-4
- MPG: Around 25 city / 31 highway
- AWD: Optional
- Known for: Premium feel, tight steering, strong safety ratings
- Avoid: Base Sport trims with the 2.0L engine (2016 only)
Why it’s a top pick: Mazda packs a luxury-level feel into a used-SUV price. The CX-5 offers great driving dynamics and a well-finished cabin, especially from Touring trim and up.
Best Midsize Used SUVs Under $20K
2017–2019 Hyundai Santa Fe Sport
Best for: Budget-conscious buyers who want more space than a compact SUV but still great value
- Engine: 2.4L or turbo 2.0L
- MPG: Up to 20 city / 27 highway
- AWD: Optional
- Known for: Value, interior space, strong warranty
- Avoid: High-mileage turbos without service records
Why it’s a top pick: You can find well-equipped Santa Fe Sports from 2017–2018 with AWD, heated seats, and backup cams easily under $18K. Great bang for your buck.
2016–2018 Ford Edge
Best for: Daily drivers who want a quiet ride, real rear-seat room, and extra punch with a turbo engine
- Engine: 2.0L turbo I-4 or 3.5L V6
- MPG: 20–29 MPG
- AWD: Optional
- Known for: Comfort, cabin tech, towing capability
- Avoid: Avoid base SE trim if you want more than just the basics
Why it’s a top pick: The Edge hits the sweet spot between compact agility and midsize comfort. It’s roomy, affordable, and available in Titanium or SEL trims with good tech under $20K.
Best Used Hybrid SUVs Under $20K
2016–2017 Toyota RAV4 Hybrid
Best for: Fuel-conscious drivers who want AWD and low running costs
- MPG: Up to 34 city / 30 highway
- AWD: Standard
- Known for: Excellent reliability, low maintenance cost
- Avoid: Not much—just check for regular hybrid battery service
Why it’s a top pick: Hard to find, but a 2016 or early 2017 RAV4 Hybrid with 100K miles or less can sneak under the $20K mark—and it’s worth hunting down. These drive like regular RAV4s, but save big at the pump.
2017–2019 Kia Niro
Best for: Commuters who want Prius-like MPG in a crossover shape
- MPG: 49 city / 46 highway
- AWD: No (FWD only)
- Known for: Outstanding MPG, easy ownership, surprisingly roomy interior
- Avoid: Base FE trim if you want Apple CarPlay or more features
Why it’s a top pick: The Niro is super efficient and more useful than it looks. It drives well, and higher trims have modern features and good build quality.
Best Used SUVs Under $20K for Snow and AWD
2015–2018 Subaru Forester
Best for: Cold-climate drivers who need real AWD and ground clearance
- AWD: Standard
- MPG: Up to 26 city / 32 highway
- Ground Clearance: 8.7 inches
- Known for: Snow performance, visibility, and value
- Avoid: 2.0XT turbo unless serviced meticulously
Why it’s a top pick: Few SUVs under $20K handle snow like a Forester. Look for Premium or Limited trims with heated seats and Eyesight safety tech.
2017–2019 Jeep Compass (Trailhawk)
Best for: Light off-roaders or buyers who want rugged style and real 4WD options
- Engine: 2.4L I-4
- MPG: Around 22/30
- AWD/4WD: Standard on Trailhawk
- Known for: Off-road ability, affordable 4WD
- Avoid: Base Sport trim, early first-gen models
Why it’s a top pick: The Trailhawk trim gives you a lot of look and capability for the money. While long-term reliability varies, it’s still a solid snow-capable used SUV for under $18K.
Summary: Best Used SUVs by Category
| Category | Model | Notable Years | Key Strength |
| Compact Daily Driver | Honda CR-V | 2018–2020 | MPG, comfort, resale |
| Reliable All-Around | Toyota RAV4 | 2017–2019 | Long life, strong resale |
| Fun to Drive | Mazda CX-5 | 2017–2020 | Sharp handling |
| Budget Midsize | Hyundai Santa Fe Sport | 2017–2019 | Features for the money |
| Hybrid | Toyota RAV4 Hybrid | 2016–2017 | AWD + MPG |
| Snow Driving | Subaru Forester | 2016–2018 | Standard AWD, tall ride |
FAQs
What’s the best used SUV under $20,000 for reliability?
The Toyota RAV4 and Honda CR-V consistently top reliability rankings. Stick to 2016–2020 models for best value.
What used SUV gets the best gas mileage?
The Kia Niro hybrid leads for MPG (up to 49 city). Among non-hybrids, the CR-V and CX-5 are strong.
Can I get an AWD SUV under $20K?
Yes—Subaru Forester, Honda CR-V AWD trims, and older RAV4 AWDs are all widely available under $20,000.
Which used SUV lasts the longest?
Toyota RAV4, Honda CR-V, and Subaru Forester regularly pass 200,000 miles with basic maintenance.
Are used hybrids under $20K worth it?
Absolutely, if the battery is in good condition. Look for RAV4 Hybrid, Niro, or Escape Hybrid with full service history.
Final Thoughts
There’s no shortage of used SUVs out there—but under $20,000, you have to choose carefully. The good news is, the right models from just a few years ago still deliver modern features, great fuel economy, and the kind of reliability you need long-term.
Whether you’re looking for:
- Daily commuting efficiency
- All-weather traction
- Hybrid savings
- Or the best value for your dollar…
There’s something on this list that’ll fit your budget—and your driveway.
Stick with BidForAutos.com for more high-impact car buying guides and honest rankings that cut through the noise.
